I just read a book and the writer introduces this website kiva.org
The idea is quite simple, everyone loan a little money to a small business entrepreneur in developing country through internet. How little? Just $25. Now we can help to improve those working poor get economic independence. After a period of time, you can get your money back with a journal report of their business. It is a great way to help people. You don't need to donate your money, yet still you can help people.
There is always a risk about people cannot payback their loan. But I believe it is a seldom case. Most people are willing to payback their loan, just like you and me. If the business is failure, just accept it as the falling of my poor share price.
More detail pleas check their website: http://Kiva.org
Simple, direct, helpful! What a genius idea!
Let's join it together now!

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